Apply with Ease

Begin your journey to financial freedom with a straightforward online application. Tell us what you need, and let us take care of the rest. It's the first step towards a stress-free financial future.

Compare Offers

Don't settle for less. Compare personalized loan offers, competitive rates, and flexible terms handpicked just for you. You're in control, choosing options that align perfectly with your financial goals.

Select and Succeed

Make your choice with confidence and get ready to celebrate. Select your ideal loan and watch as the funds you need are swiftly made available to you. It's more than a loan; it's the key to unlocking your potential.

Why us?

Our mission

At Combine Lending, our mission is to empower individuals with the financial resources they need to achieve their goals. We strive to provide a seamless and personalized experience, connecting clients with a network of reputable lenders that offer competitive rates and flexible terms. Through our dedication to transparency, integrity, and customer service, we aim to help each client achieve greater financial well-being.

Our Story 

Combine Lending was founded by a team of experienced financial professionals who saw a need for a more efficient and personalized approach to personal loan brokering. With a shared passion for helping individuals achieve their financial goals, they set out to create a company that would provide tailored solutions and exceptional service. Today, the Combine Lending team continues to prioritize client satisfaction, leveraging their expertise and network of lenders to deliver the best possible outcomes for their clients.

Frequently Asked questions

Find answers to common queries about our services, eligibility, application process, and more to make an informed decision.

Our platform connects you with multiple lenders through a single application. We gather your information and match you with suitable lenders from our network, increasing your chances of approval.
We offer various types of personal loans, including debt consolidation loans, home improvement loans, auto loans, and more. Our network of lenders provides diverse loan options to meet your specific needs.
No, submitting an application does not impact your credit score. We use a soft credit inquiry, which does not leave a footprint on your credit report.
Yes, your privacy and security are our top priorities. We employ robust security measures to protect your personal information and ensure it is handled with the utmost confidentiality.
Yes, we work with lenders who specialize in providing loans to individuals with less-than-perfect credit. While approval is not guaranteed, our extensive network increases your chances of finding a suitable lender.
Once you submit your application, our system matches you with potential lenders within minutes. You will start receiving loan offers from lenders who are interested in working with you.
Loan terms and interest rates vary depending on the lender and the type of loan you choose. Our network of lenders offers competitive rates and flexible terms to accommodate your financial situation.
No, we do not charge any upfront fees or hidden costs. Our service is completely free for borrowers. You only need to repay the loan according to the terms set by the lender you choose.
Yes, once you receive the loan funds, you can typically use them for any legitimate purpose, such as debt consolidation, home renovations, medical expenses, or any other personal financial needs.

Let us help you achieve your goals


At the heart of our mission is your financial empowerment. We are committed to providing you with a wide array of financial products, services, and educational resources. We aim to help you save more and borrow smarter, ensuring you have the tools and knowledge to achieve your financial objectives. With our support, you can unlock greater financial freedom and make informed decisions that will positively impact your financial well-being.

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Please be informed that all calls to ITRUS LENDING LLC, a Texas limited liability company dba Combine Lending may be recorded or monitored for quality assurance and training purposes. We enable consumers to easily compare rates, terms, and costs associated with personal loan products. While we do not provide direct funding, we collaborate with a network of trusted lender partners. Please note that lenders may have specific eligibility criteria, and approval is subject to credit history verification. Eligibility is not guaranteed. APRs range from 5.99% to 35.99%, and loan terms vary from 24 to 84 months. The minimum loan amount is $5,000.00. The maximum loan amount is $50,000.00. ITRUS LENDING LLC, a Texas limited liability company dba Combine Lending is a Marketing Lead Generator and, as required by law, with its main office located at 450 Century Pkwy Suite 250 Allen, TX, 75013. Telephone Number 800-716-9575. © 2023 ITRUS LENDING LLC, a Texas limited liability company dba Combine Lending. All Rights Reserved. This site is directed at and made available to, persons in the continental U.S., Alaska, and Hawaii only. Availability may vary by state. For further details, please speak with one of our representatives.

* Checking your rate generates a soft credit inquiry that is only visible to you. A hard credit inquiry that can affect your credit score appears when your loan is issued.